POINTPAY BLOCKCHAIN-BASED BANKING

June 21, 2019

Introduction and Crypto-analytics from the PointPay platform

The crypto-industry ecosystem is developing by leaps and bounds. It’s becoming more attractive not only for investors who view the cryptomarket as a way to get maximum profit in the shortest possible time, but also for ordinary users who value cryptocurrencies for their fast transaction functionality, anonymous calculations and absence of any kind of intermediaries.

Cryptocurrency platform PointPay notes that many people like the idea of “finance without borders”. That is why the number of people actively using cryptocurrencies is steadily growing and approaching the psychological mark of 50 million people. Cryptocurrencies’ number growth dynamics is also rapid. If in 2010 the number of cryptocurrencies could be counted on the fingers of one hand, then in 2018 their number exceeded 2000 and has greater chances of reaching 2500 by the end of the year.1

It’s noteworthy that the exchange is a kind of virtual bridge connecting blockchains of different cryptocurrencies and providing a platform for buying and selling them. But at the same time, the number of crypto exchanges, the daily trading volume of which exceeds US $1,000, is much less - just about 200.2

This fact is quite explainable: in contrast to the meager funds required to issue an own token or coin based on a smart contract – the cost of creating a crypto exchange varies from tens to hundreds of thousands of euros. It’s costly – so, not every crypto entrepreneur can afford to pay this amount of money. Moreover, crypto exchanges serve themselves as an ideal target for hackers – attackers have managed to steal a total of more than one billion dollars.3

The question of which crypto exchange to use in order to keep funds or trade remains open. No one gives a 100% guarantee of safety of funds. Security is one of the key points of traders’ concern.

In addition, crypto-community calls to make exchanges the core of a cryptocurrency ecosystem with enhanced user functionality. People ask to integrate not only traditional dual-currency pairs with exchange rate charts, but also other state-of-the-art tools, on which the movement of funds would be tied. That would automatically solve the issue of deficit liquidity.

Such a need has long been overdue in a crypto community. It will undoubtedly appreciate the team of innovators, who will not only offer a safe platform for trading and storing cryptocurrencies, but also develop the functionality to invest in crypto banks specially created for this.

PointPay Crypto Bank

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

> Low fees

> Fast transfers worldwide

> No currency restrictions

> Virtual, debit and credit, fiat and cryptocurrency cards

> Cryptocurrency lending

> Crypto acquiring

> Online mobile banking

> Crypto Forex Trading

> Crypto deposits and credits

PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

> Fiat pay-ins and pay-outs

> Tokenized assets trading (stocks, indices, commodities)

> Daily crypto back to PXP holders

> Four-level referral system and referral exchange

> Leveraged trading (1:10)

> 24/7 support

PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

> Multicurrency crypto and fiat accounts

> Security and anonymity

> Virtual crypto portfolio

> Instant exchange

> Cryptocurrency payments

> Instant deposits/withdrawals in EUR, USD, GBP, JPY, CHF

> SPV architecture

> Payment Code ID

> Easy to use

Token economics

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services and will provide seamless and easy integration.

Soft cap: $1,000,000

Hard cap: $30,000,000

Symbol: PXP (PointPay token)

Total supply: 500,000,000

Unsold tokens: to be destroyed

Retail price: 1 PXP = $0.10

Token Allocation

Funds Allocation

Why Invest in PointPay

PointPay is starting the development of all-in-one cryptocurrency ecosystem, which will provide the ultimate convenience for our customers in accessing all cryptocurrency related services within one platform. We plan to launch an extended version of PointPay Crypto Wallet, extended version of PointPay Crypto Exchange and a fully licensed PointPay Crypto Bank. Several companies announced their plans to implement similar vision, but none of them were able to fully execute on it so far.

We hope to become the first company who will be able to successfully implement a fully licensed all-in-one solution for crypto and fiat currencies on the global market.

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